– AAA Lendings Jumbo Loan – AAA kreditlari tafsilotlari:

Umumiy koʻrinish
Kredit miqdori an'anaviy kredit limitidan oshib ketadi.
Dasturning diqqatga sazovor joylari
30/15 yil aniqlandi
1) Ijara daromadi uy egasining 2 yillik tajribasi bilan ishlatilishi mumkin;
2) Ipoteka sug'urtasi talab qilinmaydi;
3) Maks. DTI 45%;
4) Maks. LTV 85% sotib olish uchun & R/T; Maks. C/O uchun LTV 75%;
5) Moliyalangan mulklarning maksimal soni: ① Asosiy – Cheklanmagan, ② 2-chi va Investitsion mulk – Maks. 20;
6) Maks. Kredit summasi $3,0 mln;
7) Maks. naqd pul miqdori 500 000 AQSh dollari;
8) min. PITIA bo'yicha 12 oylik zaxiralar;
9) min. FICO 720.
Yuqori balansni Jumbo 10/6 ARM ga o'tkazing
Kredit summasidan ortiq726 200 dollar
* Kredit summasi kamida $1 Agentlikka mos keladigan kredit hajmidan oshib ketishiga ruxsat beriladi.
7/6 ARM
1) min. FICO 700;
2) min. PITIA bo'yicha 6 oylik zaxiralar;
3) Maks. LTV 89,99%;
4) Maks. Kredit summasi 2,5 million dollar;
5) Maks. 750 000 AQSh dollarini naqd puldan chiqarish;
6) 1 birlik va 2 birlik;
7) Asosiy va 2-uy mulki;
8) Sotib olish & R/T Refi & C/O Refi.
Jumbo krediti nima?
Jumbo kredit - bu Federal uy-joy moliyasi agentligi tomonidan belgilangan chegaralardan oshib ketadigan moliyalashtirish turi bo'lib, uni Fannie Mae yoki Freddie Mac tomonidan sotib olish, kafolatlash yoki sekkuritizatsiya qilish mumkin emas. Uy-joy mulkdorlari an'anaviy kredit olish uchun murojaat qilganlarga qaraganda qattiqroq kredit talablaridan o'tishlari kerak. Jumbo kreditlari sizga qimmat mulk sotib olish imkonini beradi. Jumbo kredit Fanni Mey yoki Freddie Mac tomonidan qo'llab-quvvatlanmaydi.
2023 yilda FHFA barcha turdagi kreditlar, ayniqsa Jumbo kreditlari uchun kredit limitlarini yaxshilaydi. Kaliforniyada 2023 yilgi kredit cheklovlariga qarang.
2023 yil Kaliforniya okruglarida kredit cheklovlari
| COUNTY | 1-birlik chegarasi | 2-Birlik chegarasi | 3-Birlik chegarasi | 4-Birlik chegarasi |
| ALAMEDA | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| ALPI | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| AMADOR | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| BUTTE | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| KALAVERAS | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| KOLUSA | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SOG'ALGA QARSHI | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| Shimol | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| DORADO | 763 600 dollar | 977 550 dollar | 1 181 650 dollar | 1 468 500 dollar |
| FRESNO | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| GLENN | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| HUMBOLDT | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| IMPERIAL | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SIZ | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| KERN | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SHOHLAR | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| KO'L | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| LET | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| LOS ANJELES | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| Yog'och | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MARIN | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| MARIPOSA | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MENDOCINO | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MERCED | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MODOC | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MONO | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| MONTEREY | 915 400 dollar | 1 171 900 dollar | 1 416 550 dollar | 1 760 400 dollar |
| NAPA | 1 017 750 dollar | 1 302 900 dollar | 1 574 900 dollar | 1 957 250 dollar |
| NEVADA | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| Apelsin | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| PLACER | 763 600 dollar | 977 550 dollar | 1 181 650 dollar | 1 468 500 dollar |
| TULAR | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| DARYO BOYI | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SAKRAMENTO | 763 600 dollar | 977 550 dollar | 1 468 500 dollar | 1 468 500 dollar |
| Avliyo Benedikt | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| SAN BERNARDINO | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SAN DIEGO | 977 500 dollar | 1 251 400 dollar | 1 512 650 dollar | 1 879 850 dollar |
| SAN FRANSISKO | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 1 867 275 dollar |
| SAN-XOAKIN | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SAN LUIS OBISPO | 911 950 dollar | 1 167 450 dollar | 1 411 200 dollar | 1 753 800 dollar |
| AVLIY MATTO | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| AVLIY BARBARA | 805 000 dollar | 1 030 550 dollar | 1 245 700 dollar | 1 548 100 dollar |
| SANTA KLARA | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| MUQADDAS Xoch | 1 089 300 dollar | 1 394 775 dollar | 1 685 850 dollar | 2 095 200 dollar |
| SHASTA | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
| SIERRA | 726 200 dollar | 929 850 dollar | 1 123 900 dollar | 1 396 800 dollar |
Mahsulot tafsilotlari rasmlari:
Tegishli mahsulot qo'llanmasi:
Mijozlarni o'qitish AAA LENDINGS missiyasining asosidir. Biz xabardor qarz oluvchi vakolatli qarz oluvchi ekanligiga ishonamiz. Shuning uchun biz ipoteka jarayonining murakkabliklarini hal qilishda sizga yordam beradigan ta'lim resurslari va yo'l-yo'riqlarni taqdim etish uchun qo'shimcha milni bosib o'tamiz. Bizning jamoamiz sizning savollaringizga javob berishga, foiz stavkalari, kredit opsiyalari va boshqalarning nozik jihatlarini tushuntirishga bag'ishlanadi, bu esa siz to'g'ri qaror qabul qilishingizni ta'minlaydi. Sizning moliyaviy savodxonligingiz va ishonchingiz biz uchun muhim. – AAA Lendings Jumbo Loan – AAA Lendings , Mahsulot butun dunyoga yetkazib beriladi, masalan: Misr, Istanbul, Vetnam, Bizning yechimlarimiz tajribali, yuqori sifatli mahsulotlar uchun milliy akkreditatsiya standartlariga ega, arzon narx, butun dunyo bo'ylab odamlar tomonidan mamnuniyat bilan kutib olindi. Bizning tovarlarimiz buyurtma bo'yicha ko'payishda davom etadi va siz bilan hamkorlik qilishni orziqib kutadi, agar ushbu mahsulotlardan birontasi sizni qiziqtirsa, iltimos, bizga xabar bering. Batafsil texnik xususiyatlarni olgandan so'ng, biz sizga kotirovkalarni taqdim etishdan mamnun bo'lamiz.
AQShdan Elma tomonidan - 28.11.2018 16:25 Bunday yaxshi etkazib beruvchini uchratish juda baxtiyor, bu bizning eng mamnun hamkorligimiz, men yana ishlaymiz deb o'ylayman!
Angoladan Barbara tomonidan - 21.02.2018 12:14 







