To'liq Doc Jumbo umumiy ko'rinishi
To'liq Doc JumboKredit miqdori an'anaviy kredit limitidan oshib ketadi.
Baho:BU YERNI BOSING
To'liq Doc Jumbo dasturining diqqatga sazovor joylari
Prime 30 Yrs Ruxsat etilgan va 10/6 ARM
1) Maks.LTV 80% sotib olish uchun;Maks.C/O uchun LTV 70%;
2) Maks.Kredit summasi 3,0 million dollar;
3) min.PITIA bo'yicha 12 oylik zaxiralar;
4) min.FICO 720.
Kengaytirilgan 30 Yrs Tugallangan
1) Qarz summasi $400K~$4,0M
2) Maksimal DTI 50% gacha
Elite Jumbo (5/6 ARM, 7/6 ARM) * Bu dastur faqat chakana sotiladi.
Foizlar bilan depozit.Ko'proq depozit, pastroq stavka!
Depozitlar 12 oylik CD uchun (AAA tomonidan belgilangan hisobda bo'lishi kerak).
Foizlar ochilish sanasiga qarab o'zgaradi.12/08/2023 stavka 4,25% edi.
Minimal depozit miqdori20%kredit summasidan.
1) Maks.Kredit summasi 4,0 mln
2) Maks.DTI 45%
3) min.FICO 700
BU YERNI BOSINGLTV & FICO chegaralari va Matritsa haqida batafsil ma'lumot olish uchun.
Jumbo Flyer
Yangiliklar va Videolar
Elita Jumbo kreditlari: hashamat hamyonboplikka mos keladigan joy
To'liq Doc Jumbo kreditlarini navigatsiya qilish: FICO balli past bo'lgan xaridorlar uchun haqiqiy dunyo qo'llanmasi➡Video
To'liq Doc Jumbo kreditlari bilan ko'chmas mulk sarmoyasini maksimal darajada oshirish: Agentlik bo'lmagan 30 yillik qat'iy va kafolatlanmagan kvartiralarga e'tibor.➡Video
To'liq hujjat jumbo kreditlari bo'yicha navigatsiya: ipoteka kechikkan to'lovlarni boshqarishning muhim roli➡Video
Jumbo krediti nima?
Jumbo kredit - bu Federal uy-joy moliyasi agentligi tomonidan belgilangan chegaralardan oshib ketadigan moliyalashtirish turi bo'lib, uni Fannie Mae yoki Freddie Mac tomonidan sotib olish, kafolatlash yoki sekkuritizatsiya qilish mumkin emas.Uy-joy mulkdorlari an'anaviy kredit olish uchun murojaat qilganlarga qaraganda qattiqroq kredit talablaridan o'tishlari kerak.Jumbo kreditlari sizga qimmat mulk sotib olish imkonini beradi.Jumbo kredit Fanni Mey yoki Freddie Mac tomonidan qo'llab-quvvatlanmaydi.
2024 yilda FHFA barcha turdagi kreditlar, ayniqsa Jumbo Loans uchun kredit limitlarini yaxshilaydi.Kaliforniyada 2024 yilgi kredit cheklovlariga qarang.
Kaliforniya okruglarida 2024 yilgi kredit cheklovlari
| COUNTY | 1-birlik chegarasi | 2-Birlik chegarasi | 3-Birlik chegarasi | 4-Birlik chegarasi |
| ALAMEDA | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| ALPI | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| AMADOR | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| BUTTE | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| KALAVERAS | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| KOLUSA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| KONTRA KOSTA | 1 149 825 dollar | 1 472 250 dollar | 1 186 350 dollar | 2 211 600 dollar |
| DEL NORTE | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| EL DORADO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| FRESNO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| GLENN | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| HUMBOLDT | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| IMPERIAL | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| INYO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| KERN | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SHOHLAR | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| KO'L | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| LASSEN | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| LOS ANJELES | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| MADERA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MARIN | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| MARIPOSA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MENDOCINO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MERCED | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MODOC | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MONO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| MONTEREY | 920 000 dollar | 1 177 750 dollar | 1 423 650 dollar | 1 769 250 dollar |
| NAPA | 1 017 750 dollar | 1 302 900 dollar | 1 574 900 dollar | 1 957 250 dollar |
| NEVADA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| APELSIN | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| PLACER | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| PLUMAS | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| DARYO BOYI | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SAKRAMENTO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SAN BENITO | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| SAN BERNARDINO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SAN DIEGO | 1 006 250 dollar | 1 288 200 dollar | 1 557 150 dollar | 1 935 150 dollar |
| SAN-FRANSISKO | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 1 867 275 dollar |
| SAN-XOAKIN | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SAN LUIS OBISPO | 929 200 dollar | 1 189 550 dollar | 1 437 900 dollar | 1 786 950 dollar |
| SAN MATEO | 1 149 825 dollar | 1 394 775 dollar | 1 779 525 dollar | 2 211 600 dollar |
| SANTA BARBARA | 838 350 dollar | 1 073 250 dollar | 1 297 300 dollar | 1 612 250 dollar |
| SANTA KLARA | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| SANTA CRUZ | 1 149 825 dollar | 1 472 250 dollar | 1 779 525 dollar | 2 211 600 dollar |
| SHASTA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SIERRA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SISKIYOU | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SOLANO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SONOMA | 877 450 dollar | 1 123 300 dollar | 1 357 800 dollar | 1 687 450 dollar |
| STANISLAUS | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| SUTTER | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| TEHAMA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| UCHTALIK | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| TULARE | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| TUOLUMNE | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| VENTURA | 954 500 dollar | 1 221 950 dollar | 1 477 050 dollar | 1 835 600 dollar |
| YOLO | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
| YUBA | 766 550 dollar | 981 500 dollar | 1 186 350 dollar | 1 474 400 dollar |
