– AAA kreditlari AAA nomuvofiq kredit – Jumbo kredit (yuqori kredit miqdori) – AAA kreditlari tafsilotlari:

Umumiy koʻrinish
Agentlik kreditlariga qaraganda yuqori kredit miqdori chegarasi.
Tafsilotlar
1) Maksimal DTI 43%;
2) 2 million dollargacha kredit summasi;
3) Maksimal LTV 80% gacha;
4) 2 yillik soliq deklaratsiyasi talab qilinadi;
5) MI (Ipoteka sug'urtasi) yo'q;
6) 720 yoki undan yuqori kredit ballari;
7) 12 va undan ortiq oylik zaxiralar;
8) SFRs, 2-4 birlik, PUDs, Condos;
9) AUS bo'lmagan mahsulotlar.
Jumbo krediti nima?
Jumbo kredit - bu Federal uy-joy moliyasi agentligi tomonidan belgilangan chegaralardan oshib ketadigan moliyalashtirish turi bo'lib, uni Fannie Mae yoki Freddie Mac tomonidan sotib olish, kafolatlash yoki sekkuritizatsiya qilish mumkin emas. Uy-joy mulkdorlari an'anaviy kredit olish uchun ariza topshirganlarga qaraganda qattiqroq kredit talablaridan o'tishlari kerak. Jumbo kreditlari sizga qimmat mulk sotib olish imkonini beradi. Jumbo kredit Fanni Mey yoki Freddie Mac tomonidan qo'llab-quvvatlanmaydi.
Jumbo kreditini qanday aniqlash mumkin?
2022 yilda FHFA barcha turdagi kreditlar, ayniqsa Jumbo Loans uchun kredit limitlarini yaxshilaydi. Kaliforniyadagi 2022 yilgi kredit limitlariga qarang, agar sizning kreditingiz miqdori 970 800 dollardan oshsa, siz Jumbo kreditiga mos kelasiz. Shuningdek, siz boshqa tumanlarda 2022 yilgi kredit limitlarini qidirishingiz mumkin.
2022 Kaliforniya okrugi kredit cheklovlari:
| COUNTY | 1-OILA | 2-OILA | 3-OILA | 4-OILA |
| ALAMEDA | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| ALPI | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| AMADOR | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| BUTTE | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| KALAVERAS | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| KOLUSA | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SOG'ALGA QARSHI | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| Shimol | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| DORADO | 675 050 dollar | 864 200 dollar | 1 044 600 dollar | 1 298 200 dollar |
| FRESNO | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| GLENN | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| HUMBOLDT | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| IMPERIAL | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SIZ | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| KERN | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SHOHLAR | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| KO'L | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| LET | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| LOS ANJELES | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| Yog'och | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MARIN | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| MARIPOSA | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MENDOCINO | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MERCED | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MODOC | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MONO | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| MONTEREY | 854 450 dollar | 1 093 850 dollar | 1 322 200 dollar | 1 643 200 dollar |
| NAPA | 897 000 dollar | 1 148 350 dollar | 1 388 050 dollar | 1 725 050 dollar |
| NEVADA | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| Apelsin | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| PLACER | 675 050 dollar | 864 200 dollar | 1 044 600 dollar | 1 298 200 dollar |
| TULAR | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| DARYO BOYI | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SAKRAMENTO | 675 050 dollar | 864 200 dollar | 1 044 600 dollar | 1 298 200 dollar |
| Avliyo Benedikt | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| SAN BERNARDINO | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SAN DIEGO | 879 750 dollar | 1 126 250 dollar | 1 361 350 dollar | 1 691 850 dollar |
| SAN FRANSISKO | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| SAN-XOAKIN | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SAN LUIS OBISPO | 805 000 dollar | 1 030 550 dollar | 1 245 700 dollar | 1 548 100 dollar |
| AVLIY MATTO | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| AVLIY BARBARA | 783 150 dollar | 1 002 600 dollar | 1 211 900 dollar | 1 506 100 dollar |
| SANTA KLARA | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| MUQADDAS Xoch | 970 800 dollar | 1 243 050 dollar | 1 502 475 dollar | 1 867 275 dollar |
| SHASTA | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
| SIERRA | 647 200 dollar | 828 700 dollar | 1 001 650 dollar | 1 244 850 dollar |
Mahsulot tafsilotlari rasmlari:
Tegishli mahsulot qo'llanmasi:
Shaffoflikka intilishimiz ipoteka jarayonining dastlabki bosqichlaridan ham oshib ketadi. Biz sizning ipoteka shartlari, jumladan, foiz stavkalari, to'lovlar va yopilish xarajatlari haqida aniq tushunchaga ega bo'lishingizni kafolatlaymiz. Yopish kunida kutilmagan hodisalar bo'lmaydi. Biz sizga uy-joy sotib olish yoki qayta moliyalashning moliyaviy jihatlarini ishonchli boshqarishingiz uchun jargonsiz, sodda tushuntirishlar berishga tayyormiz. – AAA Lendings AAA Non-Muvofiq kredit – Jumbo Loan (Yuqori kredit summasi) – AAA Lendings, mahsulot butun dunyoga yetkazib beriladi, masalan: Madrid, Gonkong, Kongo, Biz o‘z mahsulotimizni butun dunyo bo‘ylab har bir mijozga moslashuvchan, tez samarali xizmatlar va har doim tasdiqlangan sifat nazorati va standartlari tomonidan tasdiqlangan mijozlar bilan yetkazib berishdan faxrlanamiz.
Gondurasdan Sahid Ruvalkaba tomonidan - 21.09.2018 11:4 Ushbu sohadagi yaxshi yetkazib beruvchi, batafsil va puxta muhokamadan so'ng, biz konsensus kelishuviga erishdik. Umid qilamanki, biz muammosiz hamkorlik qilamiz.
Adelaida shahridan Meroy tomonidan - 2017.05.21 12:31 







